Category Archives: Small Business

Guide to Public ADR Offerings in the U.S. — The Harvard Law School Forum on Corporate Governance and Financial Regulation

Small business of-interest and need-to-know.

Excerpt:   The following post comes to us from Cleary Gottlieb Steen & Hamilton LLP. This post is based on the introduction of a Cleary Gottlieb memorandum by Leslie Silverman and Jorge Juantorena, titled “Guide to Public ADR Offerings in the United States;” the full publication is available here.

Read full article via Guide to Public ADR Offerings in the U.S. — The Harvard Law School Forum on Corporate Governance and Financial Regulation.

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Managerial Overconfidence and Accounting Conservatism — The Harvard Law School Forum on Corporate Governance

Small business takeaways, of-interest and need-to-know.

Excerpt:  In our paper, Managerial Overconfidence and Accounting Conservatism, forthcoming at the Journal of Accounting Research, we provide evidence on the relation between CEO overconfidence, an important managerial trait, and the aggressiveness of financial reporting. Building on a growing literature in finance which shows that overconfidence can distort investment, financing, and dividend policies, we demonstrate that firms with overconfident CEOs make more aggressive financial reporting choices than other firms.

Overconfident managers are defined as managers who overestimate future returns from their firms’ investments and systematically overestimate the probability of good performance

Read full article via Managerial Overconfidence and Accounting Conservatism — The Harvard Law School Forum on Corporate Governance and Financial Regulation.

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Filed under Accounting, Bookkeeping, GAAP, IFRS, Leadership, Operations & Innovation, Management, Small Business

Windows 8: The Official Review | PCWorld

Well, Microsoft is launching their newest operating system, Windows 8.  Here is the review  —  new equipment ships with the new OS beginning tomorrow.

Excerpt:  Can Windows 8 meet its goal of being one aspect of a new Microsoft ecosystem while maintaining its roots in the PC? Can existing computers run Windows 8 without the need for expensive new touch displays? Will the revamped Windows 8 user interface turn off existing Windows users or pull them into the ecosystem? I’ll try to answer those questions and others as I dive deeply into Windows 8.

This review is based on the Windows 8 final release—what Microsoft calls the “release to manufacturing,” or RTM, version. The final release is available to Microsoft TechNet and MSDN subscribers. Desktop PCs, laptops, and tablets ship with Windows 8 preinstalled on the official launch day, October 26.

Read full review  via Windows 8: The official review | PCWorld.

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45+ Social Media and Digital Marketing Events

Are you on their notification list?   We have posted his event board before, here is the current introduction and news.  Good to check out the board frequently and follow  — for all entrepreneurs and small business.

Excerpt:  Whether you’re looking to make industry contacts or learn the latest trends in advertising, technology and media, Mashable‘s Events Board has something for you

Check out full list via 45+ Social Media and Digital Marketing Events.  From Mashable

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Filed under Entrepreneurs & Startups, Marketing, Branding, Sales, Advertising, eCommerce & Social Media, Small Business, Website & Digital Media

Today, 10.24.12: Small Business News to Use Will Be Back on Schedule Tomorrow!

The best way to describe today is “obliterated” !! 

There were many new and interesting posts, guest posts and an infographic yesterday for you to browse.  Plus, of course, all the RSS link sources with lists of their recent articles, our daily newsletter link, then there is the rich content also available in search archives of our 9,337 posts and counting.

Enjoy!  Back on task tomorrow.

Beverly 

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Filed under Business Blog & Miscellaneous, Small Business

7 New Posts, 2 New Guest Posts & 1 New Infographic Today, 10.23.12 Small Business News to Use

HOME page highlights today include:
– should you offer to match a competitor’s price — read this first.
– stress management tools to help you handle or avoid stress.
– knowledge management – know what this means — read article.
– when do you cut losses and move on?
– and even more today – as usual.

GUEST POST (1) page has a new article today:
The Benefits Of Leasing Photocopiers And Printers  by Christina Appleworth

GUEST POST (2) page has a new article today:
Why Trade Shows are Still Important to a Business by  Display Wizard, the UK specialists

INFOGRAPHICS page has a new infographic today:
Increase Your Revenue With Gift Cards  from Nerdgraph Infographics

Enjoy all!

Beverly

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Filed under Business Blog & Miscellaneous, Infographic, Small Business

Innovation and Institutional Ownership — The Harvard Law School Forum on Corporate Governance

Small business of-interest and points to ponder.

Excerpt:  In our forthcoming American Economic Review paper, Innovation and Institutional Ownership, we examine the incentives to innovate at the firm level by studying the relationship between innovation and institutional ownership. Innovation is the main engine of growth. But what determines a firm’s ability to innovate? Innovating requires taking risk and forgoing current returns in the hope of future ones. Furthermore, while any type of financing is plagued by moral hazard and adverse selection, the financing of innovation is probably the most vulnerable to these problems (Arrow, 1962) since the information that needs to be conveyed is hard to communicate to outsiders. This paper is an attempt at analyzing the corporate governance of innovation and more specifically the role of institutional owners in fostering (or hindering) innovation.

Read full article via Innovation and Institutional Ownership — The Harvard Law School Forum on Corporate Governance and Financial Regulation.

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The Benefits Of Leasing Photocopiers And Printers

Guest Post by Christina Appleworth

 

It can be expensive to buy a photocopier and a printer. Moreover, the cost of buying either or both will also have to be factored into the long term expenses of buying replacement ink and other parts, as well as paying for repairs. Offices that invest in a single photocopier or printer might also find that their model has become out of date within a few years, making it difficult to keep up with the competition and reduce costs.

In this context, businesses and individuals should think about the benefits of leasing photocopiers and printers. Leasing agreements can be very flexible, and can also be used to make savings in tax. A leased photocopier and printer can also make it easier to be flexible in terms of what your business actually needs in terms of printing and copying on a day to day basis. Some of these benefits are expanded on below:

1 – Tax
A business can write off the cost of leasing a photocopier or a printer by claiming it as a deductive business expense. In this way, a number of smaller payments can be deducted from the overall cost of running a business, and can ensure that the business receives a better cash flow, and saves money on its annual tax bill. Knowing that photocopiers and printers are covered by these tax benefits also means that it is easier to balance an office budget, while looking into others in which to save money.

2 – Flexible
A leased photocopier and printer can be useful, in the sense that you only use it when you need to. Depending on the needs of the business, it may only be practical to print or copy material a few days a week. In this way, there is no need to spend a large amount of money on acquiring a printer or copier that will not be used to its full potential. Leasing therefore becomes a cheaper alternative, and should be considered if you only need a basic level of printing and copying throughout the week.

3 – Short and Long Term Goals
A leased photocopier and printer is also useful if you only have a short term goal in terms of the business at present. You may only have a small office space, and will want to to focus on building the business over time, before buying expensive office equipment. Leasing consequently becomes more flexible, and contains options to eventually buy, or re-lease a printer or photocopier if the need arises.

4 – Opportunities to Upgrade
The ability to lease a photocopier or printer means that you are not necessarily tied down to one piece of equipment that might become out of data, and difficult to buy new cartridges and parts for. Leasing also means that you can upgrade to a new deal on printers, while also allowing you to invest in a combined printer and copier that can combine a range of different functions. Being able to upgrade printers, and being able to know when it is easier to combine new models into one device can ultimately help you to save on electricity and space.

5 – Understand Costs and Eligibility
It is important to have a clear sense of how much your overall budget will be for office products like printers and photocopiers before entering into any kind of lease agreement. Moreover, benefits like tax deductible expenses only apply to businesses that can declare profits and losses in this way. A non profit organisation or a charity may not be eligible for the same level of tax deductive costs, meaning that it is always important to look into whether a leasing deal suits the needs of an individual company.

Author:  Christina Appleworth.  Finding somewhere to lease photocopiers and printers can be difficult. I’d recommend using BTS Ltd, they have a nice range of Canon photocopiers and printers with leasing and finance options available.

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8 New Posts Today, 10.22.12 Small Business News to Use

HOME page highlights today include:
– risk management today — complex or simple?
– marketing today — very different world out there for all businesses.
– communications and presentation — a better look at “why”.
– AMEX gives us an infographic view of the VC term sheet.
– physicians slowly using available tools to stay better informed — we benefit!
– your brain hijacks you — most likely without your awareness.
– plus even more in articles today  — as usual.

Enjoy all!

Did you charge into your Monday?  Even better, did you manage to sustain that charge all day?   For me, Monday can sometimes require more  — more everything!  Have I mis-programmed myself to a self fulfilling prophecy?  What do you think?

Beverly

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Filed under Business Blog & Miscellaneous, Small Business

Doctors Tell How They Use Social Media as Professional Watercooler

Our physicians are beginning to get the idea and use the tools available.  I can only believe the benefit to our healthcare will be improved

Excerpt:  The social media world is such an intense, immediately responsive place that you can have tremendous amounts of traffic pointing out the good and bad about an article itself technically, about the concepts that were put forward, and about potential flaws that were in a paper,” said Dr. May, a cardiologist from Lewisville, Texas.

Like Dr. May, many physicians have turned to social media to help them manage the overwhelming amount of new information they need to know to provide quality care.

Read full article via Doctors tell how they use social media as professional watercooler – amednews.com.

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Filed under Marketing, Branding, Sales, Advertising, eCommerce & Social Media, Small Business

IRS Regulations Affecting Liability Management Transactions — The Harvard Law School Forum on Corporate Governance

Small business of-interest and need-to-know.

Excerpt:  On September 13, 2012, the U.S. Treasury Department and the Internal Revenue Service (the “IRS”) published final regulations that will affect the U.S. federal income tax treatment of debt restructurings, amend-and-extend agreements, debt exchange offers, further issuances of outstanding debt, and other liability management transactions.

These “publicly traded” regulations will increase the tax cost to some U.S. issuers of restructuring or amending the terms of distressed debt, particularly syndicated loans, and may increase the tax cost of such transactions for U.S. investors in illiquid distressed debt, particularly middle-market loans, whole loans, credit card and other receivables and ABS, MBS and CDO tranches with outstanding amounts of $100 million or less.

For issuers of bonds, however, the regulations provide increased flexibility for further issuances – in tax parlance, “reopenings” – of outstanding debt, particularly debt trading below par.

The new rules apply to both U.S. and foreign issuers and to U.S. investors, including U.S. investors in funds that invest in debt instruments such as hedge funds.

These rules will have different effects in different markets, in part because of the different economic characteristics of those markets and in part because of historic tax positions taken in different markets. We summarize those effects below, and then discuss the effect of the regulations on loans, structured finance and whole loan transactions, and bonds in more detail.

Read full article via IRS Regulations Affecting Liability Management Transactions — The Harvard Law School Forum on Corporate Governance and Financial Regulation.

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10 New Posts Today, 10.19.12 Small Business News to Use

HOME page highlights today:
– table of methods for problem solving and more.
– how to be more creative – this is where ideas come from!
– eCommerce ramping up to meet 2012 Holiday Season.
– body language and facial cues – how to read the other guy.
– equity market structure and self-regulation from Harvard Law.
– business outlook and trends from Harvard Law.
– a fix for financial reporting please.
– plus even more today as usual.

GUEST POST pages 1 and 2 –  each has a new article as of yesterday.

INFOGRAPHICS page –  a new infographic as of yesterday.

Enjoy all!

I just had a potential client tell me they wanted to reorganize it all  …  or as she expressed it, “to put all the ducks in order”.   I like my “ducks in order” also.  I plan to spend some time this weekend to catch up here “putting my ducks in order” after a hectic week.

Everyone everywhere have a great weekend whether you are enjoying rest and relaxation or working a bit as I am.

Beverly

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Filed under Business Blog & Miscellaneous, Infographic, Small Business

Top Tips From the Integrated Reporting “Journey”

My comment would have to be “amen”!    Good read with takeaways for all small business.  Accounting and financial reporting

Excerpt:  Corporate reports should be driven by proactive integrated thinking and decision-making rather than compliance requirements – a change from today’s corporate reporting regimes that produce reams of reactive information with limited value, experts said at the conference.

And that’s the essence of the integrated report, whose aim is to provide meaningful, forward-looking information on how a company creates and preserves its value in the short, medium and long term.

Read full article via Top tips from the integrated reporting “journey”.  From CGMA

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Filed under Accounting, Bookkeeping, GAAP, IFRS, Small Business

Crucial Body Language Cues to Know When Doing Business Abroad

This is interesting — including the comments.  Global small business

Excerpt:  Going to a foreign country? You can study up on Berlitz tapes or Rosetta Stone all you want, but in any culture, the verbal particulars tell only part of the story. Subtleties of tone and posture make up a large part of communication, even between fellow countrymen. The language barrier just puts even more pressure on nonverbal expression. So before you flip the Burmese version of the bird, or try to give a German prime minister a friendly shoulder rub, you should try to have a clear idea of the rubric of understanding through which your gestures will be interpreted, the standards of behavior to follow. Here are some of the most costly slip-ups you’ll want to avoid, most of which would be totally unremarkable back home:

Read full article via Crucial Body Language Cues to Know When Doing Business Abroad | OnlineMBA.

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Time for a Fresh Look at Equity Market Structure and Self-Regulation — The Harvard Law School Forum on Corporate Governance

Small business of-interest, need-to-know and news-to-watch.

Excerpt:  In order to address the pressing market structure issues we face today, it’s important to understand not just where we are now, but also how we got here. Over the past several decades, our capital markets have undergone a series of extraordinary changes. Some of those changes have come about organically, that is, as the result of market participants innovating with new products and ideas. Other changes, however — many others — have been imposed by the SEC and Congress. Or, they were developed by market participants in order to respond to and comply with new and constantly changing laws and regulations. In short, understanding the structure of our capital markets today requires acknowledging that in recent years, changes to the structure of our equities markets have been driven as much, if not more by legislative and regulatory action than by the private sector

Read full article via Time for a Fresh Look at Equity Market Structure and Self-Regulation — The Harvard Law School Forum on Corporate Governance and Financial Regulation.

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